AussieCalc – Australian Finance & Tax Calculators

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Home Buying
Mortgage RepaymentEstimate monthly repayments and total interest on any home loan.
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Home Buying
Stamp DutyCalculate stamp duty by state, territory, and property type.
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Home Buying
Rent vs BuyCompare total long-term costs of renting versus buying a home.
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Loans
Personal LoanCalculate repayments and total interest on any personal loan.
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Loans
Car LoanModel car loan repayments, total cost, and interest over the loan term.
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Loans
Credit Card PayoffSee how long to pay off your credit card and how much interest you pay.
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Loans
HECS / HELP RepaymentEstimate your annual HECS repayment, timeline, and total indexation cost.
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Investing
ETF GrowthProject ASX ETF portfolio growth with regular contributions over time.
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Investing
Dividend ReinvestmentCompare reinvesting dividends versus taking them as cash income.
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Investing
Investment ReturnCalculate total return and annualised CAGR for any investment.
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Investing
Capital Gains TaxEstimate CGT with the 50% discount — for shares, property, and crypto.
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Savings
Compound InterestSee how savings or investments compound with regular contributions.
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Tax & Income
Income TaxCalculate your Australian income tax, Medicare levy, and take-home pay.
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Tax & Income
Salary SacrificeEstimate your tax saving and super boost from salary sacrificing.
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Tax & Income
GST CalculatorAdd or remove 10% GST from any amount instantly.
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Savings
Savings GoalWork out how long to save for a house deposit or any target amount.
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Savings
Emergency FundCalculate how much emergency savings you need as an Australian.
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Savings
Inflation CalculatorSee how inflation erodes purchasing power over any time period.
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Retirement
SuperannuationProject your super balance at retirement with SGC and voluntary contributions.
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Retirement
Retirement IncomeEstimate how long your super and savings will last in retirement.
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Retirement
Net WorthCalculate your personal net worth — total assets minus all liabilities.
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Australian finance calculators by topic

Mortgage & home buying calculators

Monthly repayments, stamp duty estimates, and a side-by-side rent-vs-buy comparison. State-by-state duty rates are built in, along with current variable rate benchmarks.

Loan repayment calculators

Personal loans, car finance, credit cards, and HECS — each with a full breakdown of total interest paid, time to payoff, and the cost of paying more each period.

Investing & FIRE calculators

ETF portfolio growth, dividend reinvestment, and investment return calculations in AUD. Accounts for Australian franking credit conventions and the 50% CGT discount.

Tax & income calculators

Take-home pay, salary sacrifice, capital gains, and GST. Updated for FY2025–26 ATO brackets, SGC rate of 12%, and Medicare levy thresholds.

Savings & budgeting calculators

Savings goal timelines, compound interest modelling, emergency fund targets, and inflation's effect on purchasing power — with clear inputs and immediate results.

Retirement & super calculators

Project your super balance at retirement, model how long your savings will last as drawdown income, and see the impact of extra contributions. Built around Australian super rules and Age Pension means testing.

Why AussieCalc?

Australian rates built in
ATO tax brackets, stamp duty by state, SGC rate, and HECS thresholds are included in every calculator.
Runs in your browser
Nothing is stored or transmitted. Close the tab and the data is gone.
Tax, property, super & more
Home loans, tax, super, investing, savings, and retirement.
Updated each financial year
Tax brackets, super rates, and thresholds reflect the current financial year.

Australia’s free finance calculators

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